FARMERS INSURANCE AGENT IN ALLEN, TX

FARMERS LIFE INSURANCE
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Farmers Life Insurance Agent in Allen, TX

Who depends on your income for their wellbeing? How are you helping protect their financial futures? My name is Marquis Bullock , and I work with individuals, families, and small businesses in Allen, TX. Life insurance may be one of the most important insurance coverages to consider for your family. Knowing you have the coverage you want can help you face financial fears with confidence that you’re providing financial support for those you’d leave behind. I want to understand your goals and discuss options so you can select the products you want, such as term life, whole life, or universal life insurance.

Give me a call at (214) 785-1466 to discuss your life insurance needs.

Why Life Insurance?

Mortgage Debt

Protecting your family’s home takes more than a good alarm system. For most of us, it is the biggest purchase we have ever made and life insurance can help financially prepare for tomorrow’s unknown events in order to keep this valuable asset with their loved ones who will be left behind if you were no longer there. Contact me today so that I may start helping ensure they are ready should anything happen!

Children

Raising a child is an incredible financial commitment. Life insurance proceeds can protect your loved ones and stop the ramifications of personal tragedy from spiraling out of control financially – let me help you evaluate what’s best for your needs today.

Future Income

Who relies on your income today? Do you need to be saving for retirement or raising a family with special needs? Apply for life insurance now so that you can provide financial support when the time comes. I’ll help as we determine what type of coverage is right, and how much protection they deserve.

Business

Business owners always have to be prepared for the unexpected, and that includes your company’s employees. Who would you call on if a key employee died? What about when one owner or partner dies? Life insurance can help cover these costs with peace of mind so you don’t lose valuable staff along the way.

Life Insurance Options

Term Life

The simplest type of life insurance, and usually the least expensive to start.

  • Provides coverage as long as you pay the premiums, typically up to age 90.
  • Premiums guaranteed not to change for the first 10 to 30 years of the policy, then increase annually with age.
  • Can be especially popular with younger families who need a lot of coverage but aren’t yet earning their peak incomes.

Whole Life

Whole life insurance is designed to last as long as you do.

  • Coverage up to 121 years old as long as all required premiums are paid.
  • Premiums never increase, from the day your policy is issued to the day premiums are no longer required at age 100.
  • Initial premiums are higher than term insurance, with funds accumulating within the policy as cash value.
  • Whole life is the most conservative type of permanent life insurance, with guaranteed level premiums, guaranteed cash value accumulation, and a guaranteed death benefit.

 

Universal Life

Like whole life, universal life insurance offers the potential of life-long coverage, to age 121. But it allows flexibility in the timing and amount of premiums, and allows you to adjust the death benefit amount.

  • You choose the amount of premium to pay, within contract limits. That payment goes into a separate account inside the policy, with the cost of the policy deducted from the account each month. Your policy stays in force as long as there’s enough value in the account to cover the deductions.
  • You can build more cash value by paying more premium.
  • When times are tough, you can reduce or even pause premium payments as long as there’s enough cash value to cover policy costs.

 

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  • Address

1206 E Main St
Ste 109
Allen, TX 75002
(214) 785-1466
[email protected]

Office Hours
Day of the Week Hours
Mon: 8:30 AM - 5:30 PM
Tue: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thu: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM